The following terms apply to your use of Whatbills. These terms may change from time to time without notice and become effective upon its posting to our web site and your use of Whatbills. The terms below were last modified on June 27, 2006.

Description of Services
Whatbills provides a bill reminder and notification service along with budgeting and organization help in regards to your bills.

You may cancel your account at any time by e-mailing Once your account is cancelled any data that is associated with it will be deleted.

No Warranty
Services are provided "as is" and without any warranty or condition, expressed or implied. You are responsible for the security of your account and the content that is within it.

Limited Liability
In no event shall we be liable for any incidental or consequential damages arising out of the use of or in connection with our services.

You agree to indemnify and hold us and our subsidiaries, affiliates, officers, directors, agents, employees, customers and suppliers harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Terms of Use, or your violation of any law or the rights of a third party, or otherwise arising out of the use of these services.

Governing Law
This Agreement was entered into in the State of California and its validity, construction, interpretation and legal effect shall be governed by the laws and judicial decisions of the State of California applicable to contracts entered into and performed entirely within the State of California.

Any dispute arising under this agreement shall be resolved by binding arbitration in the city of San Diego and under the rules of the American Arbitration Association.

Entire Agreement
This Agreement constitutes the entire understanding and contract between the parties and supersedes any and all prior and contemporaneous, oral or written representations, communications, understandings and agreements between the parties with respect to the subject matter hereof, all of which representations, communications, understandings and agreements are hereby canceled to the extent they are not specifically merged herein. The parties acknowledge and agree that neither of the parties is entering into this Agreement on the basis of any representations or promises not expressly contained herein.